St. Louis Roofing & Exterior Construction
Roofing & Financing Options
A new roof is a big investment — we're working to make it easier to pay for.
Paying for a roof, made manageable
A roof replacement is one of the larger home investments most homeowners make, and it rarely happens on a convenient schedule — especially after a storm. There are usually a few ways to fund the work, and the right one depends on your situation. We'll walk through the options with you honestly, with no pressure.
Common ways homeowners pay for a roof
- Insurance — if the damage is from a covered storm, much of the cost may be paid by your claim. We document everything and help you through it (see our insurance claims guide).
- Home equity (HELOC or loan) — often the lowest-rate option for a planned replacement, arranged through your own bank or credit union.
- Contractor financing — monthly payment plans through a lending partner, so you can move forward now and pay over time.
- Cash or card — straightforward for smaller repairs and inspections.
Financing partners
We're finalizing dedicated financing partners so we can offer simple monthly-payment plans directly. Once a lender is signed, this page will show real rates, terms and an online application. In the meantime, call us and we'll talk through what makes sense for your project and budget.
Frequently asked questions
Do you offer monthly payment plans?
We're finalizing contractor-financing partners to offer monthly plans directly. Call us and we'll walk you through the current options for your project.
Will insurance cover my roof?
If the damage is from a covered storm event, often a significant portion is covered. We document the damage and help you navigate the claim.
Let's find a payment plan that fits.
Call us and we'll walk through insurance, home equity, contractor financing and payment options for your roof — honestly, and with no pressure.